South Africa · Housing support directory
Housing Support in South Africa
Government housing support and first-time home-buyer subsidies gathered in one place. Compare FLISP for the gap market and RDP for low-income households, then apply through the responsible channel.
Show programmes for
FLISP (First Home Finance)
Once-off subsidy for first-time home buyers earning R3,501 to R22,000 per month. Reduces the bond amount or lowers monthly repayments.
RDP / BNG Housing
The Breaking New Ground (BNG) subsidy delivers a fully built home to households earning under R3,500 a month. Registration is once-off on the National Housing Needs Register (NHNR) at a municipal Housing office.
Social Housing
Regulated subsidised rental units for households earning R1,850 to R22,000 a month, delivered through Social Housing Institutions in restructured urban zones. Rental is set on a sliding scale tied to your income.
Rural Housing Loan
Wholesale housing lender for rural and peri-urban households. RHLF capitalises accredited microfinance partners such as Bayport, Norufin, and Lendcor, who extend housing microloans for building or improving a home on land you occupy.
Compare programmes side-by-side
Every programme in this section. Click a name to see full details.
| Programme | Support | Applicant | Eligibility | How to apply |
|---|---|---|---|---|
| FLISP | R30k-R130k subsidy | First-home buyer | R3,501 – R22k / mo | fhf.nhfc.co.za |
| RDP / BNG | Free home (in-kind) | Low income | Household < R3,500 / mo | Municipal Housing office |
| Social Housing | R900-R4,500 rent | Renter | Household R1.85k-R22k / mo | SHRA-accredited SHI |
| RHLF loan | R2k-R80k microloan | Rural household | Payslip / grant income | Partner lender (Bayport, Norufin, Lendcor…) |
Under R3,500 per month?
You may qualify for RDP / BNG housing. Register on the National Housing Needs Register (NHNR) at your local municipality.
No upfront fees
FLISP and RDP applications are 100% free. Anyone asking for a payment to "secure" your subsidy is running a scam.
Bank-linked FLISP
The major banks can submit FLISP on your behalf when you apply for a home loan. Ask your bank before starting your own application.